April 17, 2025
J.A. Faccibene & AssociatesCyber Liability Insurance: Why Every Business Needs Digital Coverage
Computers, smartphones, tablets and other electronic devices have become essential in many workplaces across various industries. These electronics are often linked to company networks and servers. While such arrangements can help streamline operations and automate functions, they also create inherent cyber risks and exposures. Fortunately, with cyber liability insurance, your business can establish a buffer […]
April 17, 2025
AgencyCyber Liability Insurance: Why Every Business Needs Digital Coverage
Computers, smartphones, tablets and other electronic devices have become essential in many workplaces across various industries. These electronics are often linked to company networks and servers. While such arrangements can help streamline operations and automate functions, they also create inherent cyber risks and exposures. Fortunately, with cyber liability insurance, your business can establish a buffer […]
March 24, 2025
AgencyGeneral Liability Insurance vs. Professional Liability: Which One Do You Need
When running a business, understanding the insurance you need is crucial. Two common types are general liability insurance and professional liability insurance. While they may sound similar, they cover different risks and are essential for different reasons. How Does General Liability Insurance Compare to Professional Liability Insurance? General liability insurance can offer financial coverage for […]
January 30, 2025
AgencySeasonal Maintenance Tips to Protect Your Home and Insurance Rates
Maintaining your home throughout the year can be essential for preserving its value and ensuring a safe living environment. Regular seasonal maintenance not only helps you avoid expensive repairs but can also benefit your insurance premiums. By taking proactive steps to care for your home, you demonstrate to your insurance company that you are committed […]
November 22, 2024
AgencyWhat Happens to Home Insurance After You Pay Off Your Mortgage?
Paying off your mortgage is a significant milestone, bringing a sense of financial freedom and accomplishment. However, it’s essential to understand how this impacts your home insurance. Ownership and Responsibility Once your mortgage is paid off, you own your home outright. This means you are solely responsible for maintaining home insurance. While your lender previously […]
October 22, 2024
J.A. Faccibene & AssociatesWhat Is Management Liability Insurance and Why Is it Crucial for Businesses?
In today’s complex business environment, management liability insurance has become an essential safeguard for companies of all sizes. This type of insurance provides coverage for the legal risks and financial losses that can arise from the actions and decisions of a company’s management team. But what exactly does it cover, and why is it so […]
September 20, 2024
AgencyThe Impact of Group Benefits on Employee Well-being
Employee benefits are an integral part of modern compensation packages. These programs and incentives can subsidize direct wages and salaries, potentially helping employees pursue career and financial goals while also assisting employers in attracting and retaining top talent. Employee health and wellness are particularly paramount among the possible advantages of offering the right benefits, and […]
July 24, 2024
AgencyHow to Choose the Right Special Event Insurance Policy
Organizing a special event, whether it’s a wedding, party or corporate gathering, requires careful planning and substantial financial commitment. What’s more, a range of unexpected situations could interfere with your plans and derail your event. As such, having special event insurance is crucial to protect your investment, regardless of the event’s scale. What Does Special […]
June 26, 2024
AgencyClinical Trial Insurance: A Necessity for Life Sciences Research and Development
The world of life sciences is a complex and ever-evolving field, with organizations constantly pushing the boundaries of knowledge and innovation. However, with great innovation often comes great risk, particularly in clinical trials. Clinical trial insurance is a crucial form of risk management and loss control. Clinical trial insurance is specialized insurance coverage generally designed […]
April 25, 2024
AgencyCyber Liability Insurance
As many modern workplaces have become increasingly dependent on technology and digital solutions, organizations must avoid becoming complacent about subsequent risks and exposures. While implementing various software, programs and applications may help companies pursue innovation and streamline operations, they may also create new cyber exposures or exacerbate existing risks. With this in mind, cyber liability […]