You face a very difficult business model. You sell a product that you can not advertise directly. You may or may not be indemnified by the manufacturers of the products you distribute. You might actually have salesman in the operating room. Your customers may be using product off label. We know your business.

 

Knowing the perils you face is not the only reason we stand out. We help mange your risk by reviewing your customer and vendor contracts; by providing peer group analysis on how special needs are handled; implementation of loss control services that actually result in accident prevention; all of which help to reduce your business overhead by reducing your insurance premiums.

 

Here are just a few of our industry specific coverages:

 

            - Broad definition of “Who is and Insured”

            - Medical Sales Consultants are insureds

            - When available no named products exclusion

            - Extended period of indemnity to include FDA re-certification

            - Broad definition of medical device

            - Broad definition of product

            - Professional Liability

            - Global extensions