At J.A.F., we understand the unique needs of the hospitality and leisure industry and the risks they face.  We are leaders in the industry for providing coverage for restaurants, golf courses, resorts, as well as other recreational activities.  We work closely with the leading insurers to deliver comprehensive programs for Property, General Liability, Commercial Auto, Workers’ Compensation, Statutory Disability, Excess Liability, Golf Property Coverage, Director’s & Officer’s, Employment Practices Liability and Liquor Legal Liability, Business Interruption and Food Spoilage coverage.

J.A.F.’s commitment to customer service is what sets us apart from other insurance agencies.  We are committed to providing our customer’s with personalized service for all their insurance needs.  Here are just a few of the services we provide:

• Quarterly Reviews
• Local Service Oriented Agent
• Loss Control Program
• On Site Presence During Audit
• Automated Market System
• MVR Pull Program
• Contract Review / Lease Review
• Human Resources Consultation
• Certificate Compliance System
• Automated Claims Administration